banks are evil!

they are always asking you to spend money. this week they have this interest free promotion for your cash line, next month, they have another promotion for their credit card asking you to spend certain amount and you get some free gifts! they are agressive in thier promotion.

a 'no thanks' answer will be followed by a 'Why not'...and it will go on... and on... and on.... and on....and on......

they are always calling their customers encouraging them to spend future money, money that are not yours now or even in the future.

i get these calls weekly! you need to have strong will to reject their offer. once a bank ask me why with such a good offer to get money, and still i dont want to grab the chance! they mention that its an offer NOT to be missed, many people are taking up the offer.

i told them i dont like to spend money that is not mine, period.

how can someone earning $2,500 a month afford so many things and spend up to 4 times waht they earn?

now we all know why so many people go bankrupt, NOT because their business failed BUT because they have simply over spend and cannot make payment - not even the minimum.

so, banks are evil.